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Employee & Labor Relations

A Resource for County of San Mateo Employees, Supervisors, and Managers

26. Life Insurance

AFSCME, MOU

26.1 Coverage

The County will pay group life insurance and accidental death insurance premiums for the following coverage:

A. Life Insurance for each employee with a maximum benefit amount of Twenty Thousand Dollars ($20,000).

B. Life insurance for the employee’s spouse and or registered domestic partner with a maximum benefit amount of Five Hundred Dollars ($500), and

C. Life insurance for each of the employee’s children depending on age with a maximum benefit amount of Five Hundred ($500)

D. The County shall provide additional life insurance payable to the employee’s beneficiary if the employee’s death results from an accident either on or off the job up to a maximum benefit amount of ten thousand dollars ($10,000).

26.2 Supplemental Coverage

Employees, depending on pre‑qualification, may purchase additional term life insurance to a maximum of five hundred thousand dollars ($500,000) for employee, two hundred fifty thousand dollars ($250,000) for spouse or registered domestic partner, and ten thousand dollars ($10,000) for each qualifying dependent. Applying for additional life insurance will not place an employee’s current level of insurability at risk.